Financing for
Foreign Nationals.
Enjoy better terms and a flexible underwriting process for your next investment properties or second homes in the U.S.
Designed with
you in mind.
No Tax Returns
No tax returns? Qualify with bank statements or your property’s cash flow.
Cash Out on Your Terms
Your cash out may count towards reserves for Loan-to-Value up to 60%.
Commonsense Underwriting
Borrowers can provide foreign credit reports to qualify for financing.
Program Highlights
Foreign National Loans
- Loan amounts up to $1,000,000
- Cash out up to $500,000
- Loan-to-Value up to 75% for Purchase and Rate & Term Refinance
- Loan-to-Value up to 70% for Cash-out Refinance
- Income verification letter from employer or CPA accepted or Investor Cash Flow (DSCR)
- Various Visa types accepted
- Available for second homes and investment properties
Have a question?
We have the answers.
What types of Visas are allowed in foreign national transactions?
The following Visa types are allowed in LendSure's Foreign National program: B1, B2, F1, H2, H3, I, J1, O2, P1, P2, TN NAFTA, Laser Visa. A no-Visa program is available for investor transactions only. LLCs or corporations must be domiciled in the U.S. with domestic agent for service of process.
Can Foreign Nationals get a mortgage in the U.S.?
How is credit and income evaluated for foreign nationals?
Foreign national loans are based on letters. Loan letters, credit letters and an income-verification letter from a certified public accountant in the borrower’s home country are required.
Can a foreign national purchase a primary residence in the United States?
No, a foreign national can only purchase a second home or investment property
Do foreign nationals need U.S. credit?
Foreign buyers do not need US credit. They can expect to verify foreign credit via three active trade lines, each with a two-year history and foreign-based checking and savings accounts may count as trade lines.
